Spend your money where you spend your time.
It’s often said. And not quite right.
We should spend our money where we want to spend our time.
And we should spend our money where we want to spend less of our time.
This might mean fewer takeaways and more home cooked meals. It might mean fewer weekends at soft play, and more weekends away camping.
And it could mean decent email software that you pay for, which means less time on email and more time doing what you enjoy.
Look through your recent transactions. Where do they fit?